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J. M. Woodworth RRG, Inc. was launched in 2006 with a Surplus Note provided by Oneida Savings Bank, Oneida, NY, and $2 million of capital contributed by subscribing physicians and surgeons as founding shareholders.

Medical Malpractice insurance policies written by J. M. Woodworth are on a “Paid Claims form” under which the liability for the indemnity shifts to the insurers when the claim is paid rather than when reported or at the time of occurrence. This allows premiums to be set on the basis of actual costs when incidents are incurred instead of reserved estimates. Claims Made & Reported Forms also are available from J. M. Woodworth.



The Uni-Ter Group of Atlanta, GA, national leaders in building Risk Retention Groups for the healthcare industry, manage the Company under contract to the Board of Directors, which is composed of physicians and surgeons, along with leaders in business and higher education. Uni-Ter created Ponce de Leon LTC RRG, Inc., the first Risk Retention Group in America to provide professional liability insurance to long-term care facilities, and Lewis & Clark LTC RRG, Inc. These companies write General and Professional Liability insurance for long-term care facilities in Florida and 46 other states.

J. M. Woodworth provides professional risk management services to help prevent claims. When claims do arise, J. M. Woodworth retains aggressive, top-rated medical malpractice attorneys to defend our policy holders.



J. M. Woodworth was formed in partnership with Paris-Kirwan Associates, Inc., Rochester, NY, a leading provider of insurance to the healthcare industry. J. M. Woodworth, Inc. works exclusively through independent insurance agents with Paris-Kirwan acting as the wholesaler.



J. M. Woodworth provides competitive, reliable liability insurance.

J. M. Woodworth provides professional risk management services to help prevent claims. We retain top-rated lawyers to defend physicians and surgeons when claims occur.



We named our medical malpractice Risk Retention Group after Dr. John Maynard Woodworth because he set the standard for medical service in the public interest. Born in Big Flats, New York in 1837, he distinguished himself saving the lives of wounded soldiers during the Civil War, later became the first Surgeon General of the United States, founded the American Public Health Association, and is credited with being the creator of triage medicine.